The turn of the season to monsoon heralds the hope for a good crop and filling up of the reservoirs for the year. However, they are also accompanied by the dangers of waterlogging, severe floods, traffic woes, slippery roads, etc. Going by the recent spate of flash floods across multiple regions in India and the resultant damage of property, it is extremely important to take necessary precautions to safeguard your vehicle against any damage caused by the rains.
Following are five smart ways to protect your vehicle in the monsoon –
TYRES – Wet roads in the monsoon can create a water barrier between ill-maintained tyres and the road, thus, reducing the grip. Regularly monitor the tyre condition and the pressure to ensure a smooth driving experience. You can also avail car insurance add-on, that offers “Tyre Cover,” for added protection.
BRAKES – Heavy rains reduce visibility, causes heavy traffic jams, and leads to slippery roads. All these require your brakes to be in top condition. Check the brake pads and the brake fluid regularly and ensure that the brake fluid flows smoothly through the brake line without any water or air blocking it.
BATTERY – Heavy rains and waterlogging can cause a sudden breakdown of your electrical components. Ensure a thorough check of the battery and the electrical wires and components before the rains. You can also insulate the outer wires, keep extra fuses, check brake and parking lights, and apply a coat of petroleum jelly on the battery terminals to be best prepared for the monsoons. You can check out comprehensive car insurance policies that offer Engine Protection Cover, along with add-on cover for electrical/electronic components.
WIPERS – The monsoon downpour – light or heavy, can hamper the driver’s visibility. The wipers come to the rescue here; however, the wiper blades are constantly exposed to the water and wear out rapidly. It is imperative to check the wiper flow at every speed and change them if need be.
INSURANCE – A staggering Rs. 3000 crore worth of claims for vehicle damage were filed with the General Insurance companies during 2015 Chennai floods. Heavy rains across India are causing massive damage to vehicles due to flash floods, severe winds, etc. Therefore, you need to ensure your vehicle to ensure coverage against any financial liabilities arising due to the vehicular damages during monsoons. Although third-party bike and car insurance are legally mandated, various car insurance companies are offering a host of protections, like cover against storm and flood, CNG kit and bio-fuel system, windshield glass cover, tyre cover, 24*7 roadside assistance, etc., with their comprehensive four-wheeler insurance policies. They also have a host of features and cover for two-wheeler insurance. You can get a quick quote for your vehicle insurance with a Vehicle Insurance Premium Calculator online.
No matter whether you drive your vehicle daily or take it out sometimes for a drive, it is crucial to follow the safety precautions before the rainy season to ensure stress-free monsoon long drives. So, get your car or bike insurance and go enjoy a dance, err, drive in the rain!