Is there any cash discount available ,if total amount is paid before delievery ?
By: shubham narain on 17 april 2015
Hello Shubham Narain !!
Generally the onroad price would be as per the rate at the time of delivery. Even if you pay complete amount, if by the time of delivery there is hike in price the you will have to pay the extra amount as required.
I don't think, there is a provision in which if you pay the full amount before delivery, you will get a discount. You have to pay the on road price for the car and in case there is a price hike before you get the delivery then you have to pay the difference amount. But you can save the interest amount which will be calculated in case you are paying in installments by paying the full amount before the delivery of the car.
Buying a car with cash is not always a smart move, however, once you have made your mind to go with the same, you must keep in mind that you could use that amount in other projects. On the other hand, buying a car with cash can yield you some advantages including the interest rate, which is usually 9.5 per cent and above p.a. You are also eligible for one or two percent APRs if paid cash. Whether you are getting the deal cash or finance, do not disclose until you get the deal done. Just let them know that what benefits I get if I choose either was.
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